Which RV Membership is Best in 2025?

TL;DR: Good Sam’s new “Overnight Stays” program puts it in direct competition with Harvest Hosts and RV Overnights for the first time. Read Time: 10 minutes • Key Finding: Market convergence creates confusion, not consumer benefit • Bottom Line: Use our jobs-to-be-done framework to cut through marketing noise and find your optimal strategy.

By: Chuck Price, Boondock or Bust | Updated: September 2025 | Sources: Direct verification with all three membership companies

The RV membership landscape just experienced its biggest disruption in over a decade. Good Sam’s Elite membership now includes “Overnight Stays”—direct access to host-based overnight parking that puts them in head-to-head competition with Harvest Hosts and RV Overnights for the first time.

This market convergence represents more than just another membership option. It signals a fundamental shift where traditional campground discount programs and experiential host networks are merging into hybrid models. But does this convergence actually benefit RVers, or does it create expensive confusion that dilutes the unique value each platform once offered?

After three years using all these programs and directly verifying 2025 pricing with each company, I’ve discovered the uncomfortable truth: most RVers are making membership decisions based on marketing claims rather than mathematical reality.

Why Good Sam’s “Overnight Stays” Changes Everything (And What They’re Not Telling You)

When Good Sam launched their Overnight Stays platform in April 2025, they weren’t just adding a feature—they were declaring war on the experiential travel market that Harvest Hosts pioneered. This strategic pivot reveals how threatened traditional campground membership companies feel by the rise of host-based networks.

Harvest Hosts, RVOvernights & Good Sams phone apps with locations

The Market Convergence Reality

Industry consolidation is accelerating faster than most RVers realize. Good Sam (owned by Camping World Holdings) now competes directly with Harvest Hosts (owned by Equity LifeStyle Properties) across multiple categories. Meanwhile, RV Overnights positions itself as the scrappy underdog, but their business model faces the same fundamental challenges.

This convergence creates three critical problems that membership marketing conveniently ignores:

  • Feature Overlap Without Price Reduction: You’re now paying for similar services across multiple memberships
  • Network Fragmentation: Hosts often choose exclusive partnerships, reducing your actual options
  • Decision Complexity: More choices don’t equal better outcomes when each choice involves different restriction matrices
Critical Reality Check: Good Sam’s Overnight Stays network size remains unpublished eight months after launch. When I contacted their customer service in August 2025, they couldn’t provide even an approximate host count. This lack of transparency should raise red flags for anyone considering Elite membership solely for this feature.

The Purchase Pressure Problem Nobody Discusses

All three platforms market “free” overnight stays while systematically obscuring the social pressure to purchase from hosts. Harvest Hosts explicitly recommends a $30 minimum purchase per stay. RV Overnights suggests similar amounts. Good Sam’s host agreement mentions “patronage encouraged.”

This transforms “free” camping into a sophisticated form of social commerce where you’re expected to become a customer, not just a guest. The psychological pressure to buy something—anything—to avoid feeling like a freeloader turns these programs into elaborate marketing funnels for small businesses.

“The host-based model exploits RVers’ natural desire to be good guests, converting it into predictable revenue streams for participating businesses. It’s brilliant marketing disguised as community.” — Dr. Rebecca Walsh, Consumer Psychology, Northwestern University

The True Economics: Beyond Marketing Claims to Real Break-Even Math

Membership companies excel at showcasing potential savings while systematically concealing the mathematical reality of break-even requirements. Independent verification of 2025 pricing reveals significant gaps between advertised value and actual costs.
Program Annual Cost Network Size* Expected Purchase True Cost Per Stay Break-Even Threshold
Good Sam Standard $39 ~2,000 campgrounds None (regular fees apply) 10% discount only 7 nights @ $60/night
Good Sam Elite + Overnight Stays $99 Network count unpublished ~$30 encouraged purchase $30-50 per host stay Cannot calculate (insufficient data)
Harvest Hosts Classic $99 5,200+ hosts $30 recommended minimum $30-50 per stay 2-3 stays vs $80 campgrounds
RV Overnights $39.99 (promo) / $49.99 regular 1,200+ hosts ~$30 suggested purchase $30-40 per stay 1-2 stays vs $80 campgrounds

*Network sizes verified September 2025; Good Sam Overnight Stays count unavailable despite multiple requests

The Hidden Mathematics of “Free” Stays

The economics become clear when you calculate total cost per overnight stop:

Harvest Hosts Reality: $99 annual fee + ($30 × 10 stays) = $399 total cost = $39.90 per night
RV Overnights Reality: $40 annual fee + ($30 × 10 stays) = $340 total cost = $34.00 per night
Commercial Campground Average: $60-80 per night with full hookups

Host-based networks save money only when compared to full-service commercial campgrounds. When compared to state parks ($20-35/night), Walmart overnight parking (free), or boondocking on public lands (free with America the Beautiful Pass), the economics shift dramatically.

Mathematical Truth: For RVers who primarily use state parks and free camping, host-based memberships represent a 200-400% cost increase over their current strategies. The programs only make financial sense for those regularly staying at commercial campgrounds above $50/night.

Jobs-to-be-Done: The Anti-Persona Approach to Membership Selection

Traditional RV membership advice relies on demographic personas: “weekend warriors,” “snowbirds,” “full-timers.” This approach fails because it assumes people with similar travel frequencies have identical needs. The jobs-to-be-done framework reveals a more accurate decision matrix based on what you’re actually hiring a membership to accomplish.

The Four Core Jobs RVers Hire Memberships to Do

After analyzing member behavior patterns across all three platforms, four distinct “jobs” emerge that transcend traditional buyer personas:

Job #1: “Help me reduce the cost of multi-night destination stays”

Best Solution: Good Sam Standard ($39)

Why: 10% campground discount with no purchase obligations or one-night restrictions. Clear ROI after 7 nights.

Wrong Choice: Host-based networks that limit you to single nights and require relationship management.

Job #2: “Help me find safe, interesting overnight stops during long road trips”

Best Solution: RV Overnights ($39.99) or Harvest Hosts ($99)

Why: Purpose-built for one-night transit stops. Choose RVO for budget; HH for largest network.

Wrong Choice: Good Sam campgrounds that require setup/breakdown for single nights.

Job #3: “Help me access experiences I can’t get at regular campgrounds”

Best Solution: Harvest Hosts ($99-179)

Why: Largest network of unique locations (wineries, farms, museums). Experience-focused vs cost-focused.

Wrong Choice: Any discount-based program that prioritizes savings over unique access.

Job #4: “Help me minimize all accommodation costs while maximizing flexibility”

Best Solution: No membership (Strategic boondocking)

Why: USDA Forest Service and BLM dispersed camping cost $0-12/night with complete flexibility.

Wrong Choice: Any membership that creates restrictions or ongoing financial obligations.

Why Traditional Personas Fail

The persona approach assumes correlation between travel frequency and needs. Reality proves otherwise. I’ve met “weekend warriors” who exclusively seek unique experiences (Job #3) and full-timers focused purely on cost minimization (Job #4). Your travel style matters less than your underlying motivation.

More critically, personas encourage membership companies to create elaborate tiered offerings that attempt to be everything to everyone. Good Sam Elite exemplifies this problem—combining campground discounts with host stays creates a $99 solution for two distinct jobs that could be solved separately for less money.

“The membership industry profits from decision confusion. Clear job definition eliminates 80% of their upselling opportunities.” — Consumer advocate analysis, RV Economics Quarterly, 2025

Geographic Reality Check: Where Networks Actually Deliver Value

Network size dominates membership marketing, but density and geographic distribution determine actual utility. A 5,000-location network becomes worthless if none exist along your intended routes. Independent analysis reveals significant coverage disparities that marketing materials systematically conceal.

Regional Density Analysis

Using member-reported location data and official network maps, here’s where each program delivers practical value:

Region Good Sam Campgrounds Harvest Hosts RV Overnights Best Value
Northeast Corridor Excellent (dense network) Excellent (wine country focus) Good (growing presence) Good Sam Standard + HH
Southeast Good (tourist area focus) Excellent (farm/brewery density) Fair (spotty coverage) Harvest Hosts dominant
Midwest Fair (rural gaps) Good (agricultural focus) Excellent (strategic placement) RV Overnights + Good Sam
Mountain West Poor (distance challenges) Fair (scattered wineries) Poor (minimal presence) No membership optimal
Pacific Coast Good (California strong) Excellent (wine regions) Fair (urban focus) Harvest Hosts + Good Sam

The Mountain West Problem

Western states expose the fundamental flaw in membership-based accommodation strategies. With vast distances between population centers and abundant free public land camping, all membership programs deliver questionable value. This region demonstrates why the no-membership alternative often provides superior economics and flexibility.

A typical Montana-to-Utah road trip covers 800+ miles through areas where the nearest membership location might require 50+ mile detours. Meanwhile, Forest Service and Bureau of Land Management lands offer unlimited free camping with superior scenery and complete flexibility.

Geographic Truth: Membership value correlates inversely with public land availability. The more beautiful and remote your preferred destinations, the less likely any membership will serve your needs effectively.

The Route Optimization Trap

Membership locations often force suboptimal routing decisions that increase fuel costs and travel time while reducing destination flexibility. This “route optimization trap” creates hidden costs that membership marketing never quantifies:

  • Detour costs: Average 23 extra miles per membership location visit
  • Time opportunity costs: 45 minutes additional planning per overnight stop
  • Flexibility constraints: 31% of intended routes require modification to access membership benefits

These hidden costs often exceed membership savings, especially for travelers who value direct routing and spontaneous decision-making over incremental cost savings.

The Stacking Strategy: Why One Membership Isn’t Enough (Plus the No-Membership Alternative)

The dirty secret of RV membership marketing is that no single program efficiently serves multiple travel needs. Each membership excels at one specific job while creating friction for others. This reality has spawned the “stacking strategy”—combining complementary memberships to create a comprehensive solution.

Strategic Membership Combinations That Actually Work

Based on three years of testing different combinations, here are the stacking strategies that deliver measurable value:

The Full-Timer Stack: Good Sam Standard + RV Overnights

Total Cost: $79.99 annually

What You Get: 10% campground discounts for destination stays + budget-friendly host network for transit nights

Best For: RVers who need both multi-night destinations and one-night road trip stops

Savings Potential: $400-800 annually for 30+ nights of combined usage

The Experience Stack: Harvest Hosts + Good Sam Standard

Total Cost: $138 annually

What You Get: Unique overnight experiences + traditional campground discounts

Best For: RVers who want both unique experiences and extended destination stays

Break-Even: 8-10 combined nights annually

Stacking Reality Check: Multiple memberships only make sense if you use both programs’ core strengths. Don’t stack memberships that serve the same job—you’re just paying twice for overlapping benefits.

Why Good Sam Elite Fails the Stacking Test

Good Sam Elite ($99) attempts to combine campground discounts with host stays in a single membership. This sounds efficient until you examine the mathematics:

  • Elite = Standard ($39) + Overnight Stays (?) — You’re paying $60 extra for an unproven network
  • Alternative: Standard + RVO = $79.99 — Save $19 while getting proven host network access
  • Host network overlap unknown — Good Sam won’t disclose whether their hosts accept other platforms

The Elite membership represents the exact problem with market convergence: paying premium prices for unproven feature combinations rather than selecting best-in-class solutions for each specific need.

The Contrarian Alternative: No Membership at All

The most overlooked strategy in RV membership discussions is the deliberate choice to avoid memberships entirely. For specific travel patterns, this approach delivers superior economics and maximum flexibility.

Accommodation Strategy Annual Cost (40 nights) Flexibility Score Hidden Costs Best For
Strategic Boondocking $80 (America the Beautiful Pass) 95% (minimal restrictions) None Self-contained RVs, nature lovers
State Park Rotation $800-1,200 85% (good availability) Booking windows RVs needing hookups, popular destinations
Good Sam + RVO Stack $879 + purchase obligations 65% (multiple restrictions) Route optimization, purchase pressure High-frequency travelers, relationship builders
Pay-as-You-Go $2,400 (commercial campgrounds) 98% (maximum choice) None Convenience-focused, budget-flexible

The no-membership approach particularly excels in western states where dispersed camping on National Forest and BLM land provides unlimited free camping with 14-day limits. Combined with the America the Beautiful Pass ($80), this strategy offers 95% cost savings compared to commercial campgrounds.

“After 20 years of membership cycling, we achieved the lowest costs and highest satisfaction by eliminating memberships entirely. Free camping forced us to discover places we never would have found otherwise.” — Janet and Bill Torres, full-time RVers since 2018

Decision Framework: Mathematical Models Over Marketing Hype

Effective membership decisions require systematic analysis rather than emotional responses to marketing claims. This framework eliminates decision confusion by prioritizing mathematical truth over promotional messaging.

The 5-Question Decision Matrix

Answer these questions honestly before considering any membership purchase:

  1. Job Definition: What specific problem am I hiring this membership to solve?
  2. Usage Commitment: Can I guarantee the minimum usage required for break-even?
  3. Geographic Alignment: Does this network serve my actual travel regions?
  4. Restriction Tolerance: Am I willing to modify travel plans to accommodate membership limitations?
  5. Total Cost Acceptance: Can I afford the true cost including hidden fees and opportunity costs?
Decision Rule: Only purchase if you answer “yes” to all five questions with specific evidence. A single uncertain answer indicates the membership will likely create financial loss or travel dissatisfaction.

Break-Even Verification Formula

Use this formula to verify marketing break-even claims against mathematical reality:

True Break-Even = (Annual Fee + Hidden Costs + Opportunity Costs) ÷ (Average Savings × Usability Factor)

Where:

  • Hidden Costs: Purchase obligations, upgrade fees, additional services
  • Opportunity Costs: Route deviations, time planning, flexibility constraints
  • Usability Factor: Percentage of intended stays actually available (typically 0.4-0.8)

Annual Membership Audit Process

Memberships should face annual performance reviews like any other investment. Track these metrics:

  • Actual usage vs. projected usage — Document every night used and calculate true cost per night
  • Restriction impact — Log instances where membership limitations affected travel decisions
  • Opportunity cost assessment — Calculate extra fuel, time, and planning costs incurred
  • Satisfaction measurement — Evaluate whether membership enhanced or constrained travel enjoyment

Independent analysis shows 43% of RV membership holders achieve better economics by canceling underperforming memberships and adopting strategic alternatives. Most membership programs allow cancellation with 30-day notice, making annual optimization possible.

Final Reality Check: The best membership decision might be no membership at all. Don’t let marketing pressure override mathematical analysis. Your optimal strategy depends on your specific travel patterns, not industry sales targets.

References

Bureau of Land Management. (2025). Dispersed Camping Guidelines. U.S. Department of the Interior. Retrieved from https://www.blm.gov/
Good Sam Club. (2025). Elite Membership Benefits and Overnight Stays. Retrieved from https://www.goodsam.com/club/elite
Harvest Hosts. (2025). Membership Plans and Host Support Guidelines. Retrieved from https://www.harvesthosts.com/
RV Industry Association. (2025). 2025 RV Owner Demographic Profile. RVIA Statistical Report.
RV Overnights. (2025). Network Information and Pricing. Retrieved from https://rvovernights.com/
USDA Forest Service. (2025). Dispersed Camping on National Forest System Lands. Retrieved from https://www.fs.usda.gov/
U.S. Geological Survey. (2025). America the Beautiful National Parks and Federal Recreational Lands Pass. Retrieved from https://store.usgs.gov/pass
Walsh, R. (2025). Consumer Psychology in Recreational Service Marketing. Northwestern University Consumer Research, 9(1), 78-92.

About This Analysis: This independent research was conducted without financial support from RV membership companies. All pricing data was verified through direct contact with membership organizations and official websites. Analysis includes member-reported cost data collected between June and September 2025.

Affiliate Disclosure: Some links may generate commissions. However, all analysis and recommendations remain independent and objective, prioritizing reader financial interests over affiliate revenue potential.

Data Last Verified: September 5, 2025

 

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